Suburban Carmichael was formerly the home of the Maidu Indians dating back to 1,000 B.C. The Maidu were probably forced to leave the area when the first white settlers arrived in the 1800s. Carmichael's first settlers were Charles W. and Mary A. Deterding, who bought a 425-acre site along the north bank of the American River. Gold was discovered on the banks of the American River in 1848.

The American River today is still a popular focal point for the community of Carmichael. The mighty river descends from the Sierra Nevada and joins the Sacramento River at Sacramento. The American River Canyons are widely known as the most popular white-water rafting destination in California. The Effie Yaw Nature Center and the Ancil Hoffman Park and Golf Course are both situated on the American River Parkway.

Fishing, bicycling, birding, nature walks, golfing, tubing and swimming are just a few of the outdoor activities enjoyed by Carmichael residents along the American River Parkway. As part of the Sacramento metropolitan area, locals also enjoy easy access to the numerous art galleries, performance venues and professional sporting events that the big city has to offer. Nearby Lake Tahoe provides casino nightlife and nationally known entertainment. The Lake Tahoe area is a winter wonderland and snow skiing Mecca -- especially at Squaw Valley, a famous resort and home of the 1960 Winter Olympics. Reno is also a short drive away as are picturesque Virginia City and Silver City.